Clinic facilities

State Farm defeats chiropractic clinic virus cover suit

By Eli Flesch (March 29, 2022, 5:53 p.m. EDT) – A Louisiana chiropractic clinic not entitled to coverage for its pandemic losses, a federal judge has ruled, saying the clinic did not allege the type of physical losses needed for coverage under his policy with a State Farm unit.

U.S. District Judge Robert R. Summerhays said in a ruling Monday that the Cohn Chiropractic Clinic is not alleging tangible changes to its Lafayette-based business that would be required to be covered by its State Farm Fire & Casualty Co policy.

The decision is yet another defeat for a policyholder seeking to cover losses he has suffered due to government-imposed pandemic restrictions. It’s also another…

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